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Services

SEBINS takes great care in providing our clients with superior service! We offer a diverse portfolio of employee benefit solutions that allows you to build a comprehensive benefits package that grows as your organization grows. Our highly trained insurance professionals are your advocate for unparalleled service, quality products and competitive prices. Let us be your guide in finding the perfect fit for your organization.

SEBINS offers full service insurance consulting services that provides complete analysis of existing and potential benefits programs. We do the research and negotiate plan benefits, rates and contracts to ensure that your organization receives a comprehensive plan that is not only cost effective but unique to your organozation.

To read more about all our consulting services follow this link.

Financial Reporting and Analysis

SEBINS will review your carriers’ options, track your claims, cost and analyze your prescription drug program.

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Benetrac

Now employers with groups of 25-500 can enroll employees online for health care benefits. It’s fast, safe and easy!

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Managed Care

With the ever-changing HMO & PPO landscape, we evaluate the plans for you on an ongoing basis for potential changes.

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Regulatory Compliance

Insurance legislation is increasingly more complex and non-compliance can become costly. We keep you informed of the government regulations that affect your organization – ERISA, COBRA, CALCOBRA and HIPAA.

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Wellness Programs

Keeping your employees healthy requires a solid plan of action. Our wellness programs actively create personalized get “healthy plans” for your employees. Whether they wish to lose weight, quit smoking or learn stress management tools, our partners provide employees the tools for eliminating certain risk factors by promoting stay healthy training for their lives.

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Wellness Fairs

We help you organize employee health fairs for FREE that are custom tailored to your organization's needs. 

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Objective Setting

SEBINS understands that effective benefits plan management must equal the longevity of your organization. That is why we develop multi-year strategies to assist with managing cost and compensation strategy… because as you evolve, so should your benefit plans.

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Plan Review

To ensure that your organization reaches its goals, you must understand the benefits that your employees value. With diligent plan review, we evaluate which plan options your employees use and rate with significance – which may lead to cost savings by eliminating unused or under valued program options.

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Additional Professional Services

Communication is essential when implementing new employee benefit programs. We assist you with communication to employees of plan benefits, the application process and we anticipate all possible underwriting obstacles—so you don’t have to!

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HR Strategic Outsourcing

Human resource solutions that address proper Labor and Employment Practices as well as ERISA compliance.

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Employee Communication

From start to finish, let us help you by developing informational materials for your employee open enrollment.

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Employee Surveys

Allow SEBINS to design and analyze employee surveys to determine the level of service and satisfaction with your current benefits program.

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Quarterly Updates

Maintaining quality of service counts. We monitor your carriers' performance and arrange Carrier Service Days to ensure your representatives understand your needs.

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Training

Results oriented training programs are offered for vital topics including:

  • Loss Prevention
  • Employment Practices
  • Title VII, ADA
  • Civil Rights
  • Sensitivity/Diversity Training
  • Wrongful Termination
  • Sexual Harassment
  • CPR
  • Substance Abuse Policies

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Legislative Updates and Compliance

Changes in local, state or federal laws and regulations can affect your benefits program and your bottom line – we’ll keep you updated!

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Section 125 Services

Looking into to implementing a section 125 plan?  Let us help you determine the feasibility of offering a section 125 plan and assist with getting you started.

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5500 Filing

SEBINS will obtain Schedule A forms and provide support with signature-ready 5500 reports.

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Benefits Enrollment Planning

Let us develop a customized, step-by-step plan to coordinate all aspects of your open enrollment campaign. We will introduce you to paperless administration, including on-line enrollment.

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Carrier Negotiations

At your plan's anniversary, we will act as your liaison to obtain the most competitive rates available, as well as benefit plan options.

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Carrier Access

We have access to all the major medical, dental, vision, life, disability and 401K insurance carriers. We work with the world's top-rated companies.

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Program Design

After an analysis of your objectives, we will help develop a strategy to create, implement and maintain your benefits program.

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Program Analysis

SEBINS will help you analyze whether your existing benefits package meets your budgetary and other objectives and suggest methods for improvement.

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